Regulated Payment Infrastructure
Card payments are processed by a regulated, certified payment partner. No raw card data ever touches Paymenty servers.
Security & Compliance
Built on infrastructure you can trust.
Paymenty is built on a regulated payment infrastructure and hosted in the EU. We focus on solid security fundamentals so you can focus on your business.
Our Foundations
Regulated payment infrastructure. Hosted in the EU.
Paymenty does not handle raw card data. All card payments are processed through a regulated, certified payment partner — so your organisation inherits a strong baseline of payment security without having to certify infrastructure yourselves. Application data is stored in the European Union and handled in accordance with GDPR principles.
Verified Onboarding
Every organisation completes identity and business verification before live payments are enabled, including beneficial-owner checks where required.
EU Data Hosting
Application and customer data are stored within the European Union, in line with GDPR principles.
GDPR Aligned
Privacy-by-design data capture, customer consent management, and the right to access, rectify, and erase personal data.
Encryption in Transit & at Rest
TLS for all client-server traffic and encryption-at-rest for sensitive data and tokens stored on our infrastructure.
Token-Based API Authentication
Mobile and partner integrations authenticate using Laravel Sanctum bearer tokens, scoped per device.
Payment Security Controls
How we keep transactions safe end-to-end:
- Card data managed by our regulated payment partner — Paymenty never stores PAN or CVC
- Real-time fraud rules applied to every transaction
- Webhook signature verification on every incoming payment event
- Role-based access (Super Admin, Org Admin, Branch Manager) inside the dashboard
- PIN-protected device pairing and kiosk-mode exit
- Audit log of onboarding changes and incoming payment webhook events
Data Protection & Privacy
Our data protection practices include:
- Application and customer data hosted within the European Union
- TLS-encrypted client-server communication
- Strict data minimisation — we only collect what is necessary
- Customer consent capture on web and mobile checkout flows
- Subject access requests handled in line with GDPR
- Data retention aligned with applicable legal and tax obligations
Questions about how we handle your data?
Read our privacy policy or contact us to discuss your security and data-handling requirements.